A

RSBY issues a biometric smart-card that, when presented (fingerprint authentication), entitles the beneficiary family to completely cash-less hospitalization at any empanelled facility. The scheme actually covers up to five members, is portable across districts, and includes both public and private hospitals—making the other options incorrect [Trivedi & Saxena, 2013, PMID 24479073; Al Dahdah & Mishra, 2023, PMID 35459554].